There’s the nagging feeling that you don’t have the most cost-effective plan with the cable company and the vague sense that the money in your bank account could be earning more interest. Perhaps that flexible spending account reimbursement keeps slipping down your list of things to do, and you know in the back of your mind that you could save some money by raising your insurance deductibles.

Knocking these things off can get rid of the low-grade anxiety that results from t...
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Then there are those big-ticket items to save for, like a car and a home, and all those expenses that used to be covered by Mom and Dad.

And there’s probably not a lot of income to play with in the first place.

...
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When my husband accused me of saving too much, I realized that there wasn’t much reasoning behind my recordkeeping. So I decided to find out what financial documents people needed to keep and in what form — as we fully enter the age of electronic statements — and what can be purged now.

According to Catherine M. Williams, vice president for financial literacy at the credit counseling firm Money Management International, there are two main reasons to keep financial rec...
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We push our graduates out into the world with little or no financial education; that much has been true for years. Meanwhile, their student loan debt has grown over time, with the median debt for bachelor’s degree recipients who did take out loans hitting $20,000 in 2007-8, according to the College Board’s 2009 Trends in Student Aid study. This year, many graduates are being greeted by an uninterested shrug from employers as they try to pay that all back.

There is some good...
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That’s assuming that women make it to the table, since research shows that they are less likely to ask for raises. Even when they do, their requests may be perceived as overly demanding or less agreeable.

“We have found that if a man and a woman both attempt to negotiate for higher pay, people find a woman who does this, compared to one who does not, significantly less attractive,” said Hannah Riley Bowles, an associate professor at Harvard’s Kennedy School of G...
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In the United States Senate, Wall Street won one this week when the Senate voted down a proposal to bar the so-called naked buying of credit-default swaps. If that were the law, you could not use swaps to bet a company would fail. The exception would be if you already had a stake in the company succeeding, such as owning a bond issued by the company.

On the other side of the Atlantic, Germany announced new rules to bar just such betting — but only if the creditors were euro area ...
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The legislation is intended Wow Gold Store to prevent a repeat of the 2008 crisis, but also reshapes the wow gold role of numerous federal agencies and vastly empowers the Federal Reserve in an attempt to predict and contain World Of Warcraft Gold future debacles.

The vote was 59 to 39, with four Republicans joining the Democratic majority i...
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With the Senate’s passage of financial regulation, Congress and the White House have completed 16 months of activity that rival any other since the New Deal in scope or ambition. Like the Reagan Revolution or Lyndon Johnson’s Great Society, the new progressive period has the makings of a generational shift in how Washington operates.

First came a stimulus bill that, while aimed mainly Free WoW Gold at ending a deep recession, also s...
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It’s what the Really Cheap Aion Gold system promised, said Mr. Tassone, now 47, adding that he did nothing wrong by adding lots of overtime to Wow Gold pas cher his base pay shortly before retiring. “I don’t understand how the working guy that held up their end of the bargain became the problem,” he said.

Despite Aion Gold...
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